Independent contractors
On the tools all day with no employer plan to fall back on.
Built for people who work for themselves
Real coverage for the self-employed — from $189/mo.
No group plan? No problem. Get dependable, nationwide coverage that protects you 24/7 — on the job and off. Stay healthy and you could unlock lower premiums and little-to-no deductible.
- Nationwide coverage
- 24/7, on & off the job
- Little-to-no deductible
See your price in minutes
Free, no-obligation quote from a licensed agent. No spam — just your options.
$189/mo
Plans starting at
Call 1-888-569-7765
Prefer to talk it through? A licensed agent is ready to help.
From $189/mo
Real coverage that fits a self-employed budget
Nationwide
Coverage that travels with you across the country
24/7
Protected on the job and off — day or night
Licensed agents
Real people to guide you — never a sales bot
Who it's for
If you pay for everything yourself, you're in the right place
No HR department. No group plan waiting for you. When you work for yourself, health coverage is one more thing on your plate — so we made it simple and affordable.
Realtors
Commission income, your own schedule — and your own benefits.
Sales professionals
Always on the move and paying for coverage out of your own pocket.
Small business owners
Running the show means the coverage is on you, too.
Why this coverage
Good health should cost you less — not more
Most coverage charges everyone the same and buries the real cost in a sky-high deductible. We do it differently.
The hook: staying healthy unlocks lower premiums and little-to-no deductible. Your good habits finally count for something.
Lower premiums when you're healthy
These plans are health-based, so taking care of yourself pays off. Healthy applicants are rewarded with lower monthly premiums instead of being lumped in with everyone else.
Little-to-no deductible
Skip the big upfront bill before your coverage helps. Many of our plans come with little-to-no deductible, so your benefits start working for you sooner.
Built around you, not a group
Without an employer plan, you shouldn't have to overpay. Your coverage is priced for your situation — real protection that finally makes sense for the way you work.
What's covered
Everyday coverage that actually shows up for you
From a routine checkup to an unexpected injury, your plan covers the care that keeps you on your feet and in business.
Nationwide coverage
Stay covered in any state you live, work, or travel through — your plan goes where you go.
On & off the job, 24/7
Whether you're on a job site or off the clock, you're protected around the clock.
Doctor visits
See a provider when something comes up, without putting it off until it gets worse.
Prescriptions
Coverage that helps with the medications you count on to keep working and feeling good.
Preventive care
Routine checkups and screenings to catch problems early and stay ahead of your health.
A licensed agent in your corner
Real guidance from a licensed agent who explains your options in plain language.
How it works
Covered in three simple steps
No jargon, no runaround. Here's exactly what happens after you reach out.
- 1
Fill out the quick form
Share a few basics — it takes about two minutes. No long applications and no commitment.
- 2
Talk to a licensed agent
A licensed agent reviews your needs and walks you through your best-fit options in plain English.
- 3
Get covered
Pick the plan that works for you and your budget, and get protected — nationwide, 24/7.
Questions, answered
What the self-employed ask us most
These are health-based plans, which means healthy applicants are rewarded with lower premiums. Because pricing reflects your health rather than a one-size-fits-all group rate, many self-employed people qualify for plans starting around $189 per month. Your exact price depends on your situation — a licensed agent will give you a free, personalized quote.
It means your good health works in your favor. Instead of charging everyone the same, these plans factor in your health status — so staying healthy can unlock lower premiums and little-to-no deductible. During your free quote, a licensed agent reviews a couple of simple questions to find the plans you may qualify for.
Yes. Your coverage travels with you across the country, so you're protected whether you're working close to home or on a job in another state. Plans are currently available in 29 states and growing.
You're protected 24/7 — on the job site and off the clock. For self-employed people without an employer plan or workplace coverage, that around-the-clock protection is one of the biggest reasons this coverage makes sense.
Plans are built to cover the everyday care that keeps you working — doctor visits, prescriptions, and preventive care like routine checkups and screenings — plus protection if something unexpected happens. A licensed agent will walk you through exactly what each plan you qualify for includes.
Completely. Your quote is free, and there's never any pressure to enroll. A licensed agent simply explains your options in plain language so you can decide what's right for you — on your own terms. Consent to be contacted is not a condition of purchase.
Get started today
Get covered on your own terms
You handle everything else yourself — coverage shouldn't be the hard part. Get your free quote in minutes, or talk to a licensed agent right now.
- Plans starting at $189/month
- Nationwide, 24/7 — on & off the job
- Lower premiums for healthy applicants
- Free, no-obligation quote from a licensed agent
Rather talk it through? Call a licensed agent:
Call 1-888-569-7765Get my free quote
Two minutes, no obligation, no spam.
Why people choose us
Coverage you can trust — from people who pick up the phone
When you work for yourself, the last thing you need is a runaround. We keep it honest, human, and built around how you actually work.
Licensed agents
Guidance from real, licensed insurance professionals
29 states
Plans available across the country and growing
No obligation
A free quote with zero pressure to enroll
24/7 coverage
Protection that never clocks out, on the job or off
Our promise to you